The Credit Officer is charged with the responsibility of building and maintaining a substantial and high quality loan portfolio.
The ideal candidate must have:
• A Degree in Business administration, agriculture, microfinance, commerce, sales & marketing or related course.
• Determined personality with initiative, perseverance Capability and willingness to take responsibility and highly developed sense of integrity
• Ready to comply and live up to and in accordance with the organization Ideals and Core Values Good presentation and customer care skills Good communication skills
• Must be a committed Christian, able to stand above denominational diversities
• The major functions of the Credit Officer shall include the following;
• Assist in conducting market study activities.
• Prospecting for clients.
• Solicits new loan clients in accordance with specific periodic performance targets prescribed in the branch business plan;
• Conducts active marketing campaign to attract new clients.
• Orients prospective clients about ECLOF's loan products.
• Trains clients in loan management, ECLOF policies, business management, group dynamics and record keeping.
• Receives loan applications and perform credit appraisal on loan applicants and his/her surety/ guarantor, if any;
• Assists clients in filling in accounting forms and records especially in 1st cycle.
• Prepares and presents credit applications to the branch credit committee for approval.
• Keeps track of the loans and ensures timely recovery of loan installments and interest thereon from the groups.
• Conduct regular visits to clients and build strong relations with them before, during and after the disbursement.
• Closely monitors loan payments and ensures zero tolerance against past due.
• Acts to support other loan officers in delinquency management.
• Prepare periodical reports and submits them to supervisor in time.
If you believe you have the desired competencies for the job, please send an application and attach a detailed CV, copies of academic certificates, address, a daytime telephone contact and names of 3 referees to the National Director using the address: profilesrecruitment28@gmail.com
Close Date: 15-Jan-2024
